970.390.9903
finance
dental care should move you forward, not set you back
Often there are a range of treatment plans to address your dental health. We are committed to educating your choices, including the associated costs.
It is our practice, following the initial exam and consultation, to meet again with each patient to discuss a short, as well as a long-term, dental plan.The short-term plan is based upon the immediate dental needs of the patient, taking into consideration both health and financial priorities. It is at this time that we can assess the amount of coverage that can be expected by the patient's dental plan and/or the need for other financing options.
financial policies
Our office policy is to discuss fees with our patients and make specific written financial arrangements before beginning treatment. In this way we hope to prevent misunderstandings, as well as reduce the financial anxiety that can sometimes accompany health care.
Payment is expected at the time of services. We accept Mastercard, Visa, American Express, Discover and Diner's Card as well as cash and personal check.
do you offer a finance plan?
We offer two different dental finance plans – Chase Health Advantage and Care Credit. Both are well established companies that specialize in financing dental procedures. They cover the costs of all procedures while customizing monthly rates that work for your budget. There is usually an interest-free option for pay-offs within a specified period of time.
are all procedures covered by my insurance?
Almost all general dentistry procedures (cleanings, fillings, crowns, etc) are covered to some degree by most dental plans. However, many of the cosmetic procedures may not be specifically covered unless they are being used to treat or repair an existing condition that is covered – for example, a resin onlay to repair a cracked amalgam filling.
how much will be covered by my insurance?
At this time, there is no regulation as to how insurance companies determine reimbursement levels. Reimbursement is usually based upon established 'usual, customary and reasonable' (UCR) fees for given procedures. These UCR limits vary, depending upon the individual insurance provider.
do I have to personally file the claim with my insurance company?
As a service to our patients, we will file your insurance forms electronically before you leave each appointment. Your insurance company will usually reimburse your portion of the payment to you within two weeks.
is there a discount available for payment in full?
Yes. On work totaling over $2,500 there is a 5% 'accounting reduction' for payment at the time of services.
can I pay with major credit cards?
We accept Mastercard, Visa, American Express, Discover and Diner's Card.
